You pay for work that is finished.
A shelter is a fourteen-month capital project. We structure payments against verified milestones so your money moves at the same pace as the concrete.
Milestone Schedule
Indicative structure for a standard $1.4M AUD bunker build. Panic room retrofits run a compressed three-stage schedule. Final terms are set in your contract.
Funding Routes
Milestone schedule
The default. You pay against verified completion of each stage, so capital is never sitting ahead of the work.
Equity release
Many owners fund the build against existing property equity. Your lender will typically want our engineering certificate and valuation input, which we supply.
Asset or business lending
Where the shelter forms part of a commercial or rural holding, owners often use asset-backed facilities. We provide the documentation your broker needs.
Staged self-funding
Because payment is tied to milestones, some owners release capital progressively rather than committing the full amount up front.
Fortis Substrata is not a credit provider and does not give financial advice. Speak to a licensed broker or your accountant before committing to any funding arrangement.
Get the figure before you talk to a lender.
Configure your shelter and we'll send a written breakdown you can take to your broker.